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- Ensure the lender is licensed in your state.
- Check the lender's fees carefully before you apply a loan.
- Review the loan conditions thoroughly before signing anything.
Keep in mind that payday loans should be used as a temporary fix. Borrow only what you require and make sure you can repay the loan on time to avoid excessive fees.
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* Pay close thought to the interest rates and costs.
* Develop a budget to ensure you can pay back the loan on time.
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